I had my first property refinanced at a rate almost 1.05% lower than what I was paying previously. My Construction loan for the Investment property was also done by Ratna Tewari. She is flexible with time and has very precise and professional way of working. Both my loans were approved within 1 week. I give all credit to Ratna Tewari, who submitted my application with all required documents. If Ratna Tewari of Finance & Mortgage Selection is handling your Mortgage, then you can relax as she will get your loan done. I strongly recommend Ratna Tewari of Finance & Mortgage Selection.