The mission of Finance & Mortgage Selections (FAMS) has always been to work with our clients to build a relation to enhance their financial freedom.

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About Us

Obtain the best loan structure and combination for you

Finance & Mortgage Selection offers you a wide choice of home loan options, with over 80 loans from a panel of more than 36 financial providers, so you can access the finance you can afford, to fulfil one of your biggest dreams. We’ll make sure you’re covered, with the right home and contents and repayments insurance from our accredited industry partners. And when you’re ready to take the next step, we’ll make sure you’re completely prepared, guiding you through the entire loan application process….Not just the first one with us, but throughout your life with future investments and loan consolidations. Hire Mortgage Broker & Mortgage Agent in Perth, Applecross, Armadale, Balcatta, Cannington, Canningvale, Cottesloe, East Perth, Ellen Brook, Fremantle, Gosnells, Harrisdale, Jandakot, Joondalup, Kelmscott, Kwinana, Madington, Mandaruh, Midland, Morley, Osborne Park, Rockingham, Subaico, Victoria Park, West Perth & Willeton Australia.

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Our Services

A range of services adapted to your needs

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Home Loans & Refinancing

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Investment Loans

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First Home Buyer

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Low Doc Loans

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Commercial Loans

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Debt Consolidation

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Business Loans

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Equipment Loans

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Motor Vehicle and Personal

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Credit Repair

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Insurance

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Equipment Loans

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CREDIT REPAIR

When comparing and applying for loans – whether it’s a home loan, a personal loan or even a credit card– you might come across the term ‘credit score’..

NON_PRIME LOANS

Near Prime home loans cater to customers who are on the cusp of prime. The loan not only offers a host of flexible features, but it’s also available as a Full Doc loan or an Alt Doc loan..

HOME LOANS

Buying a home can be exciting but nerve-racking experience with numerous steps to follow. To help you begin the purchasing journey, we’ve put together a guide to inform you of the initial process for buying a place of your own

DEBT CONSOLIDATION

Australian families have experienced increased value in their home or investment properties. This value can be used to access funds for home, renovation or investment use.

Our Lenders and Associates

Testimonials

 A range of services adapted to your needs

Very professional service. She got me the Loan after 3 brokers got me refusals within 3 month span. Thank you Ratna, we are in our dream bargain house because of you.
Jamaluddin

Very professional service. She got me the Loan after 3 brokers got me refusals within 3 month span. Thank you Ratna, we are in our dream bargain house because of you.
Ratna was very helpful throughout the home loan process. She is also very knowledgeable and gave us the best product available in the market. Would definitely recommend her.
Ashwinikumar Thapar

Ratna was very helpful throughout the home loan process. She is also very knowledgeable and gave us the best product available in the market. Would definitely recommend her.
Absolutely professional services, and highly recommended to anyone who is looking for Residential or commercial loans.
Walter Joseph

Absolutely professional services, and highly recommended to anyone who is looking for Residential or commercial loans.
Ratna Tewari of Finance & Mortgage Selection, I have observed you that you have the ethical and smart approach towards getting things done. You ability to organise the loan with patience, is amazing. I am impressed. Highly recommended. God bless
John Roe

Ratna Tewari of Finance & Mortgage Selection, I have observed you that you have the ethical and smart approach towards getting things done. You ability to organise the loan with patience, is amazing. I am impressed. Highly recommended. God bless
I had my first property refinanced at a rate almost 1.05% lower than what I was paying previously. My Construction loan for the Investment property was also done by Ratna Tewari. She is flexible with time and has very precise and professional way of working. Both my loans were approved within 1 week. I give all credit to Ratna Tewari, who submitted my application with all required documents. If Ratna Tewari of Finance & Mortgage Selection is handling your Mortgage, then you can relax as she will get your loan done. I strongly recommend Ratna Tewari of Finance & Mortgage Selection.
Manraj CHATHA

I had my first property refinanced at a rate almost 1.05% lower than what I was paying previously. My Construction loan for the Investment property was also done by Ratna Tewari. She is flexible with time and has very precise and professional way of working. Both my loans were approved within 1 week. I give all credit to Ratna Tewari, who submitted my application with all required documents. If Ratna Tewari of Finance & Mortgage Selection is handling your Mortgage, then you can relax as she will get your loan done. I strongly recommend Ratna Tewari of Finance & Mortgage Selection.
Ratna Tewari has clear idea of what she is doing. Her Professionalism is beyond comparison. She will make sure that client is happy and the deal best suits client. I had a hassle proof settlement and then First Home Owner Stamp duty refund, only because of Ratna Tewari of FAMS. I definitely recommend Finance & Mortgage Selection to All.
Babulal SUTHAR

Ratna Tewari has clear idea of what she is doing. Her Professionalism is beyond comparison. She will make sure that client is happy and the deal best suits client. I had a hassle proof settlement and then First Home Owner Stamp duty refund, only because of Ratna Tewari of FAMS. I definitely recommend Finance & Mortgage Selection to All.
I am happy to give this testimonial. Ratna is an amazing professional. She is a hardworking lady, who worked full time as a Project Manager and part time as Mortgage Broker when I availed her Broking services for my First Home. She manages time and her immense knowledge helped me to get the loan best suited to me and settled without any single problem. I will wholeheartedly wish Ratna Tewari of Finance & Mortgage Selection the best in every sphere of her life….AND….RECOMMED Ratna Tewari of Finance & Mortgage Selection  to everyone.
Alin Marrin

I am happy to give this testimonial. Ratna is an amazing professional. She is a hardworking lady, who worked full time as a Project Manager and part time as Mortgage Broker when I availed her Broking services for my First Home. She manages time and her immense knowledge helped me to get the loan best suited to me and settled without any single problem. I will wholeheartedly wish Ratna Tewari of Finance & Mortgage Selection the best in every sphere of her life….AND….RECOMMED Ratna Tewari of Finance & Mortgage Selection  to everyone.
I was assisted by Ratna Tewari of Finance & Mortgage Selection to purchase & settle my First Home. Ratna knows what she is doing. She speaks a few languages and hence was much easy for me to communicate. She explained the documentation requirement clearly, so that my loan was approved in a hassle free manner. I recommend Finance & Mortgage Selection to everyone due to their Professional approach to Mortgage Broking.
Munnaram SUTHAR

I was assisted by Ratna Tewari of Finance & Mortgage Selection to purchase & settle my First Home. Ratna knows what she is doing. She speaks a few languages and hence was much easy for me to communicate. She explained the documentation requirement clearly, so that my loan was approved in a hassle free manner. I recommend Finance & Mortgage Selection to everyone due to their Professional approach to Mortgage Broking.

OUR CLIENTS & PARTNERS

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